Iindaba

Uzithenga njani iiBha zeGolide zePhysical?

Abatyali-mali abajonge ukonwabela ukubamba, ukuziva, kunye nokhuseleko lokuba ngabanini begolide banokunqwenela ukuthenga iibha zegolide endaweni yokutyalo-mali olungabonakaliyo olufana neemali ezirhweba ngegolide (ETFs). Igolide ebambekayo, ekwibakala lotyalo-mali, ekwabizwa ngokuba yigolide, inokuthengwa ngexabiso elibonakalayo, elixabiso legolide engenziwanga kunye neendleko ezongezelelweyo, eziyohluka ngokuxhomekeke kumthengisi. Igolide ebonakalayo inokupheliswa kwimeko engalindelekanga yokuwa kwezoqoqosho ngokupheleleyo.

IZINTO EZINGUNDOQO

Eyona ndlela isemgangathweni yokuba ngabanini begolide ngokuthe ngqo kukufumana ii-bullion bar.
Qinisekisa ukuba wenza ishishini kunye nomthengisi ohloniphekileyo kwaye ujonge ukucoceka kwemivalo, ifom, ubungakanani kunye nobunzima ngaphambi kokuthenga.
Gcina ukhumbule ukuba ukuthenga imivalo yegolide kuza neendleko ezongezelelweyo ezibandakanya ukugcinwa kunye ne-inshurensi kunye nemarkup yokuthengisa.

Inkqubo yokuthenga iGolide
Ukuthenga imivalo yegolide ebonakalayo kwi-intanethi yinkqubo elula. Enye indlela eqhelekileyo yokuthenga imivalo yegolide kubathengisi abanelayisensi kwi-intanethi. Khangela iimveliso zebha yegolide kwiiwebhusayithi zokuthengisa ezithembekileyo ezifana neAmerican Precious Metals Exchange, JM Bullion, kunye neWholesale Coins Direct. Khetha imivalo yegolide onqwenela ukuyithenga ngokobunzima, ubungakanani, kunye nexabiso.

Abathengisi begolide abakwi-Intanethi banika izaphulelo kubathengi abathenga izixa ezikhulu. Abanye abathengisi banikezela ngezaphulelo zokuthenga ngekhadi letyala, ngelixa abanye bekwenza oko kudluliselo ngocingo, ke qiniseka ukuba ukhetha eyona ndlela yokuhlawula ingabizi kakhulu. Xa ufumana imivalo yegolide, yigcine kwipakethe yazo ukuthintela imikrwelo kwaye uyigcine kwindawo ekhuselekileyo yekhaya okanye kwibhokisi yokhuseleko kwibhanki yakho. Qaphela ukuba uya kuba noxanduva lokuhlawula iifizi zokuziswa kunye ne-inshurensi.

Ungaphinda ubhide kwiibha zegolide kwi-eBay nakwiindawo zefandesi ezifanayo. Xa uthengela igolide kwiwebhusayithi yefandesi, kubalulekile ukuphonononga impendulo yomthengisi. Kuphephe ukuthenga kubathengisi ngengxelo engeyiyo ebhaliweyo ngobunyani, iimali zokuthumela ngenqanawe ezigqithisileyo kunye nokuphatha, kunye nokusilela ukuhambisa.

Thenga Igolide Esulungekileyo Kuphela

Izivalo zegolide ezikumgangatho wotyalo-mali kufuneka ubuncinane zibe yi-99.5% (995) yegolide esulungekileyo.

Intsalela yialloyi, ngokuqhelekileyo isilivere okanye ubhedu, eyenza ukunyibilikiswa kwenzeke. Abantu abathenga i-bullion yegolide njengotyalo-mali kufuneka bathenge kuphela ibha enegama lomenzi wayo, ubunzima bayo, kunye nokucoceka kwayo, edla ngokuchazwa njenge-99.99% isitampu ebusweni bayo. Iiminti ezidumileyo ezivelisa imivalo yegolide ziquka iRoyal Canadian Mint, iPerth Mint, kunye neValcambi.

Wazi uMahluko phakathi kweeBhara kunye neeNkozo
Nangona zonke iintlobo zegolide esulungekileyo zinexabiso elibalulekileyo lemali, ayizizo zonke igolide ezikumgangatho wotyalo-mali ezilinganayo. Ukusuka kumbono wotyalo-mali, abatyali-mali abafuna ukongeza imveliso ebonakalayo elandelela ixabiso legolide banokunqwenela ukuphepha iingqekembe zegolide. Ezi ngqekembe zihlala zibonakalisa uyilo olunomtsalane, zinexabiso eliyimbali, kwaye zinexabiso elisezantsi legolide kodwa zisaxabisa ngaphezulu ngenxa yexabiso lazo eliyinumismatic.

Ukongeza kwixabiso elingaphezulu, iingqekembe zegolide ngamanye amaxesha ziyaligqwetha ixabiso lepotfoliyo yomtyali-mali. Ngokomzekelo, ingqekembe ye-Eagle yaseMelika ebonwa kakhulu eveliswa yi-US Mint iqulethe i-91.67% yegolide kodwa ixabisa ngaphezu kwemivalo yegolide ecacileyo ngenxa yexabiso layo njengeqhekeza lomqokeleli.

Abanye abatyali-mali banokufuna izinto zabaqokeleli, ngelixa abanye banokufuna imivalo yegolide ecacileyo, eyona nto ilula ukuyibamba ixesha elide kwaye iguqulelwe kwimali. Ngesi sizathu, imivalo yegolide engenanto ithande ukuba lukhetho oludumileyo phakathi kwabatyali-mali abafuna igolide njengendawo yotyalo-mali ekhuselekileyo.

Thenga iGolide kwiisayizi eziSebenzayo
Abathengi bebha yegolide kufuneka baqwalasele ukukhululeka abanokuthi baphelise imivalo njengenxalenye yenkqubo yokuthenga.

Umzekelo, ukuba igolide ithengiswa nge-1,400 yeedola nge-ounce nganye kwaye umtyali-mali une-14,000 yeedola anokuthi athenge ngayo igolide yegolide, baya kuba nexesha elilula lokuthengisa igolide ezantsi kwendlela ukuba bathenga iibhari ezili-10 ezinobunzima be-ounce enye, kune-10 enye. -Ibha ye-ounce. Bangakwazi ukuthengisa imivalo ye-1-ounce enye ngexesha njengoko kufuneka, ngelixa banokuba nzima ukufumana umthengi we-10-ounce bar ukuba bafuna ukuthengisa ngokukhawuleza. Ngokwahlukileyo, ngokuqwalasela ubungakanani obuncinci bee-gram zegolide, abatyali-mali ngamanye amaxesha bagcina ukuthenga iibha ezinobungakanani obukhulu.

Ngaphandle kwemivalo kunye neengqekembe zemali, kunokwenzeka ukuba uthenge igolide ebonakalayo ngendlela yobucwebe. Ngokubanzi, ubucwebe begolide buthanda ukuthengiswa ngexabiso elibalulekileyo ngenxa yobugcisa kunye neendleko zomthengisi. Ngenxa yesi sizathu, ubucwebe abubonwa ngokuqhelekileyo njengendlela eyomeleleyo yokutyalomali kwigolide.

Thenga Around
Abatyali-mali kufuneka baqaphele ixabiso lendawo yegolide xa bekhangela kwimarike ye-bullion. Iiwebhusayithi zezimali ezibonisa amathikithi e-stock ngokuqhelekileyo zibonisa ixabiso lemihla ngemihla legolide.

Igolide kulula ukuyithenga, kodwa amaxabiso ahluka kakhulu njengoko abathengisi bebandakanya ingeniso yabo yenzuzo abayifunayo kunye neendleko ezongezelelweyo ezifana nezatifikethi zokuqinisekisa, ukuthumela kunye nokuphatha, kunye neentlawulo zokulungisa iintlawulo. Uthelekiso lwexabiso oluquka amaxabiso abathengisi abohlukeneyo ngundoqo ekufumaneni elona xabiso lilungileyo kwiibha zegolide.

Ukuze wenze ngokwakho

Unokuba ngumenzi webha yesilivere yegolide ngokusebenzisa yethuumatshini wokugalela inkunzi yegolide, umatshini wegranulating, umatshini wokushicilela wehydraulic, umatshini wokungqusha, umatshini wokuphosa oqhubekayo, njl.
Ukuqinisekisa ukuba ungumnini kwaye ungenza iibrendi zakho ukwenza ikamva elitsha kraca.