Iindaba

Uzithenga njani iiBhari zeGolide ezibonakalayo?

Abatyali-mali abafuna ukonwabela ukuchukumisa, ukuva, kunye nokhuseleko lokuba negolide bangathanda ukuthenga iibhari zegolide endaweni yotyalo-mali olungabonakaliyo olufana neemali zegolide ezithengiswa ngokutshintshiselana (ii-ETF). Igolide ebonakalayo, ekumgangatho wotyalo-mali, ekwabizwa ngokuba yigolide yegolide, inokuthengwa ngexabiso elichanekileyo, elixabiso legolide engadalwanga kunye neendleko ezongezelelweyo, ezahluka ngokuxhomekeke kumthengisi. Igolide ebonakalayo inokupheliswa kwimeko engalindelekanga yokuwa koqoqosho ngokupheleleyo.

IZINTO EZIBALULEKILEYO EZITHATHWAYO

Eyona ndlela iqhelekileyo yokuba negolide ebonakalayo ngokuthe ngqo kukufumana iibhari ze-bullion.
Qiniseka ukuba uqhuba ishishini nomthengisi othembekileyo kwaye ujonge ubunyulu, imo, ubungakanani kunye nobunzima beebha phambi kokuba uzithenge.
Khumbula ukuba ukuthenga iibhari zegolide kuza neendleko ezongezelelweyo kuquka ukugcina impahla kunye ne-inshurensi kunye nophawu lokuthengisa.

Inkqubo Yokuthenga Igolide
Ukuthenga iibha zegolide ezibonakalayo kwi-intanethi yinkqubo elula kakhulu. Enye indlela eqhelekileyo yokuthenga iibha zegolide kukusebenzisa abathengisi abaneelayisenisi kwi-intanethi. Khangela iimveliso zeebha zegolide kwiwebhusayithi ezithengisa izinto ezidumileyo ezifana ne-American Precious Metals Exchange, i-JM Bullion, kunye ne-Wholesale Coins Direct. Khetha iibha zegolide ofuna ukuzithenga ngobunzima, ubungakanani, kunye nexabiso.

Abathengisi begolide kwi-intanethi badla ngokubonelela abathengi abathenga izinto ezininzi ngezaphulelo. Abanye abathengisi banikela ngezaphulelo xa bethenga ngekhadi letyala, ngelixa abanye besenza njalo xa bethumela imali ngefowuni, ngoko ke qiniseka ukuba ukhetha eyona ndlela yokuhlawula ingabizi kakhulu. Xa ufumana iibhari zegolide, zigcine kwiphakheji yazo ukuze zingakrweleki kwaye uzigcine kwibhokisi yediphozithi ekhuselekileyo okanye ekhuselekileyo ebhankini yakho. Qaphela ukuba uya kuba noxanduva lokuhlawula iindleko zokuhanjiswa kunye ne-inshurensi.

Ungabhida neebhari zegolide kwi-eBay nakwiindawo ezifanayo zefandesi. Xa uthenga igolide kwiwebhusayithi yefandesi, kubalulekile ukuphonononga impendulo yomthengisi. Kuphephe ukuthenga kubathengisi abanengxelo embi ebhaliweyo malunga nokunyaniseka, iindleko zokuthumela nokuphatha ezigqithisileyo, kunye nokungaphumeleli ukunikezela.

Thenga iGolide ecocekileyo kuphela

Iibhari zegolide ezisemgangathweni wotyalo-mali kufuneka zibe yigolide ecocekileyo eyi-99.5% (995).

Okunye yi-alloy, edla ngokuba yisilivere okanye ubhedu, eyenza ukuba ukunyibilikisa kube nokwenzeka. Abantu abathenga igolide yegolide njengotyalo-mali kufuneka bathenge kuphela ibha enegama lomenzi wayo, ubunzima bayo, kunye nobunyulu bayo, edla ngokubonakaliswa njenge-99.99% ebhalwe ebusweni bayo. Iiminti ezidumileyo ezivelisa iibha zegolide ziquka iRoyal Canadian Mint, iPerth Mint, kunye neValcambi.

Yazi Umahluko Phakathi KweeBhari NeeNgqekembe
Nangona zonke iintlobo zegolide ecocekileyo zinexabiso elikhulu lemali, ayizizo zonke igolide ezisemgangathweni wotyalo-mali ezilingana. Ngokwembono yotyalo-mali, abatyali-mali abafuna ukongeza imveliso ebonakalayo elandelela ixabiso legolide bangathanda ukuphepha iingqekembe zegolide. Ezi ngqekembe zihlala zinemizobo ekhangayo, zinexabiso lembali, kwaye ziqulathe inani eliphantsi legolide kodwa zisabiza kakhulu ngenxa yexabiso lazo le-numismatic.

Ukongeza ekubizeni ngaphezulu, iingqekembe zegolide ngamanye amaxesha ziyalitshintsha ixabiso lepotifoliyo yomtyali-mali. Umzekelo, ingqekembe ye-American Eagle ehlonitshwayo kakhulu eyenziwe yi-US Mint inegolide eyi-91.67% kodwa ixabisa ngaphezu kweebhari zegolide ezingenanto ngenxa yexabiso layo njengesiqwenga somqokeleli.

Abanye abatyali-mali banokufuna izinto zabaqokeleli, ngelixa abanye banokufuna iibha zegolide ezingenanto, ezihlala zilula ukuzigcina ixesha elide kwaye ziguqulwe zibe yimali. Ngenxa yesi sizathu, iibha zegolide ezingenanto zihlala zilukhetho oludumileyo phakathi kwabatyali-mali abafuna igolide njengendawo yotyalo-mali ekhuselekileyo.

Thenga iGolide ngobungakanani obusebenzisekayo
Abathengi beebha zegolide kufuneka bacinge ngendlela elula abanokuyiphelisa ngayo le bha njengenxalenye yenkqubo yokuthenga.

Umzekelo, ukuba igolide ithengiswa nge-$1,400 nge-ounce kwaye umtyali-mali une-$14,000 yokuthenga igolide ngegolide, kuya kuba lula kuye ukuthengisa igolide xa ethenga iibhari ezili-10 ezinobunzima be-ounce e-1, endaweni yebhari enye ye-ounce ezili-10. Bangazithengisa iibhari ze-ounce e-1 nganye xa kufuneka, ngelixa benokuba nzima ukufumana umthengi webhari ye-ounce ezili-10 ukuba bafuna ukuthengisa ngokukhawuleza. Kwelinye icala, xa ucinga ngobukhulu obuncinci beebhari zegolide ze-gram, abatyali-mali ngamanye amaxesha bagcina imali ukuze bathenge iibhari ezinkulu ngakumbi.

Ngaphandle kweebhari kunye neengqekembe, kunokwenzeka ukuthenga igolide ebonakalayo ngohlobo lwezacholo. Ngokuqhelekileyo, izacholo zegolide zithengiswa ngexabiso eliphantsi ngenxa yobugcisa kunye neendleko zomthengisi. Ngenxa yesi sizathu, izacholo azibonwa njengendlela enamandla yokutyala imali kwigolide.

Thenga Kwindawo Yonke
Abatyali-mali kufuneka baqaphele ixabiso legolide xa bekhangela imarike ye-bullion. Iiwebhusayithi zezemali ezibonisa amanani ezabelo zihlala zibonisa ixabiso legolide lemihla ngemihla.

Kulula kakhulu ukuyithenga igolide, kodwa amaxabiso ahluka kakhulu njengoko abathengisi bebandakanya inzuzo abayifunayo kunye neendleko ezongezelelweyo ezifana nezatifikethi zokuqinisekisa, ukuthunyelwa kunye nokuphathwa, kunye neentlawulo zokucubungula intlawulo. Uthelekiso lwamaxabiso oluquka iindleko ezahlukeneyo zabathengisi lubalulekile ekufumaneni ixabiso elihle kwiibha zegolide.

Ukuze uyenze ngokwakho

Ungaba ngumvelisi weebha zesilivere zegolide ngokusebenzisa i-umatshini wokuphosa igolide ye-bullion, umatshini wokugaya, umatshini wokushicilela we-hydraulic, umatshini wokugaya oqengqelekayo, umatshini wokuphosa oqhubekayo, njl. njl.
Ukuqinisekisa ukuba ungumnini kwaye ungazenzela iimpawu zakho ukuze udale ikamva elitsha kraca.