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Indlela yokutyala imali kwigolide: Iindlela ezi-5 zokuthenga nokuzithengisa okanye uzenzele ngokwakho

 

Xa amaxesha ezoqoqosho esiba nzima okanye iingxabano zamazwe ngamazwe ezifana nemfazwe yaseRashiya kunye ne-Ukraine iphosa iimarike kwi-loop, abatyali-mali bahlala bejika kwigolide njengepropati ekhuselekileyo. Ngokunyuka kwamandla emali kunye norhwebo lwentengiso yezabelo ngezantsi kokuphakama kwayo, abanye abatyali-zimali bafuna i-asethi ekhuselekileyo enerekhodi eqinisekisiweyo yenzuzo, kwaye yigolide leyo.

 

Abatyali-zimali abavela kwihlabathi liphela bafumana imali eninzi ngokutyala imali kwigolide, njengezivumelwano zegolide, izivumelwano zemali zegolide, izivumelwano zokwenziwa kwegolide, njl.

 

Iindlela ezi-4 zokuthenga nokuthengisa igolide

Nazi iindlela ezi-5 ezahlukeneyo zokuba ngumnini wegolide kunye nokujonga eminye imingcipheko phambi kokuba utyale imali kwigolide.

 

1. Inkunzi yegolide

Enye yeendlela zokwanelisa ngokweemvakalelo ukuba negolide kukuthenga ngemivalo okanye ngeengqekembe. Uya kuba nolwaneliseko lokuyijonga kwaye uyichukumise, kodwa ubunini bunezithintelo ezinzulu, kwakhona, ukuba unomnini ongaphezulu nje kancinci. Enye yezona zithintelo ezinkulu sisidingo sokukhusela kunye ne-inshurensi yegolide ebonakalayo.

 

Ukwenza inzuzo, abathengi begolide ebonakalayo baxhomekeke ngokupheleleyo ekunyukeni kwexabiso lempahla yorhwebo. Oku kuchasene nabanini beshishini (elifana nenkampani yemigodi yegolide), apho inkampani inokuvelisa igolide eninzi kwaye ngoko ke inzuzo eninzi, iqhuba utyalo-mali kwelo shishini phezulu.

 

Unokuthenga ibhiliyoni yegolide ngeendlela ezininzi: ngokusebenzisa umthengisi we-intanethi, okanye umthengisi wasekhaya okanye umqokeleli. Ivenkile ethengisa izinto ezithengiswayo nayo inokuthengisa igolide. Qaphela ixabiso lendawo yegolide - ixabiso nge-ounce ngoku kwimarike - njengokuba uthenga, ukuze wenze isivumelwano esifanelekileyo. Unokufuna ukuthengiselana kwimivalo kuneengqekembe zemali, kuba uya kuhlawula ixabiso lexabiso lomqokeleli wengqekembe kunokuba nje umxholo wayo wegolide. (Ezi azinakwenziwa zonke ngegolide, kodwa nazi i-9 zezona ngqekembe zixabisekileyo zehlabathi.)

 

Imingcipheko: Umngcipheko omkhulu kukuba umntu unokuthatha igolide kuwe, ukuba awuzigcini izinto zakho ezikhuselekileyo. Umngcipheko wesibini omkhulu uyenzeka ukuba ufuna ukuthengisa igolide yakho. Kunokuba nzima ukufumana ixabiso elipheleleyo lemarike yezinto oziphetheyo, ngakumbi ukuba ingqekembe kwaye ufuna imali ngokukhawuleza. Ke kuya kufuneka uhlawule ukuthengisa izinto oziphetheyo ngexabiso eliphantsi kunokuba banokuyalela ngenye indlela kwimarike yelizwe.

 

2. Ikamva legolide

Ikamva legolide liyindlela elungileyo yokuqikelela ixabiso legolide elinyukayo (okanye ukuwa), kwaye unokuthatha ukuhanjiswa kwegolide ngokwasemzimbeni, ukuba uyafuna, nangona ukuhanjiswa ngokwasemzimbeni ayisiyiyo into ekhuthaza abaqikeleli.

 

Olona ncedo lukhulu lokusebenzisa ixesha elizayo ukutyala imali kwigolide sisixa esikhulu sobuxhakaxhaka onokusisebenzisa. Ngamanye amazwi, unokuba nekamva legolide eninzi ngesixa esincinci semali. Ukuba ikamva legolide lihamba ngendlela ocinga ngayo, unokwenza imali eninzi ngokukhawuleza.

 

Imingcipheko: I-average kubatyali-mali kwiikontrakthi zexesha elizayo zinciphisa iindlela zombini, nangona kunjalo. Ukuba igolide iyakuchasa, uya kunyanzeleka ukuba ubeke izixa ezikhulu zemali ukugcina ikhontrakthi (ebizwa ngokuba ngumda) okanye umthengisi uya kuvala isikhundla kwaye uya kulahlekelwa. Ngoko ngelixa imarike yexesha elizayo ikuvumela ukuba wenze imali eninzi, unokuphulukana nayo ngokukhawuleza.

 

3. Izitokhwe zemigodi

Enye indlela yokuthatha ithuba lokunyuka kwamaxabiso egolide kukuba ngamashishini emigodi avelisa izinto.

 

Oku kunokuba yeyona ndlela ilungileyo kubatyali-mali, kuba banokuzuza ngeendlela ezimbini kwigolide. Okokuqala, ukuba ixabiso legolide liyenyuka, inzuzo yomayini iphakama, nayo. Okwesibini, umgodi unamandla okunyusa imveliso ngexesha, enika umphumo ophindwe kabini.

 

Iingozi: Naliphi na ixesha utyala imali kwisitokhwe ngasinye, kufuneka uliqonde ishishini ngononophelo. Kukho inani labasebenzi basezimayini abayingozi kakhulu phaya, ke uya kufuna ukulumkela ukukhetha umdlali oqinisekisiweyo kushishino. Kungcono ukubaphepha abasebenzi-mgodini abancinci kunye nabo bangekabinawo umgodi ovelisayo. Ekugqibeleni, njengazo zonke izitokhwe, izitokhwe zemigodi ziyakwazi ukuguquguquka.

 

4. Ii-ETF ezizezabanini bezemigodi

Awufuni ukugrumba kakhulu kwiinkampani zegolide? Emva koko ukuthenga i-ETF kunokwenza ingqiqo eninzi. Ii-ETF zabasebenzi basemgodini wegolide ziya kukunika ukuvezwa kwabona basebenzi basezimayini bakhulu kwimarike. Kuba ezi nkxaso-mali zahlukene kwicandelo lonke, awusayi kwenzakala kakhulu ngenxa yokungaqhubi kakuhle kwakhe nawuphi na umsebenzi-mgodini omnye.

 

Iimali ezinkulu kweli candelo ziquka iVanEck Vectors Gold Miners ETF (GDX), VanEck Vectors Junior Gold Miners ETF (GDXJ) kunye ne-iShares MSCI Global Gold Miners ETF (RING). Umlinganiselo wenkcitho kwezo mali yi 0.51 pesenti, 0.52 pesenti kunye 0.39 pesenti ngokulandelelanayo ukusukela ngo Matshi 2022. Ezi nkxaso-mali zibonelela ngeengenelo zokuba ngabembi-mgodini ngamnye ngokhuseleko lweentlobo ngeentlobo.

 

Imingcipheko: Ngelixa i-ETF eyohlukeneyo ikukhusela kuyo nayiphi na inkampani enye engenzi kakuhle, ayisayi kukukhusela kwinto echaphazela ishishini lonke, elifana namaxabiso egolide aphantsi. Kwaye lumka xa ukhetha ingxowa-mali yakho: ayizizo zonke iimali ezenziwe ngokulinganayo. Ezinye iimali ziye zaseka abasebenzi basezimayini, ngelixa abanye benabasebenzi basezimayini abancinci, abayingozi kakhulu.

 

Indlela e-1 yokwenza igolide ngokwakho usebenzisa (i-Hasung) izixhobo zokuvelisa iintsimbi ezixabisekileyo. Ngokwenza igolide, uya kufuna ezi zixhobo kunye neenkqubo:

1. Umatshini wegolide wegranulatingukwenza iinkozo

2. Umatshini wokugalela iibullion zegolideukwenza imivalo yegolide emenyezelayo

3. Ukucinezela i-Hydraulic ye-Logo stamping

4. Umatshini wokukrola wepneumatickuthotho lokuphawula amanani

Cofa ikhonkco elingezantsi ukuze ufumane ulwazi:

https://www.hasungcasting.com/solutions/how-to-make-gold-bar-by-hasung-vacuum-gold-bar-casting-equipment/

 

Ngokwenza iingqekembe zegolide, uya kuzifuna ezi zixhobo

1. Umatshini wokuphosa oqhubekayo

2. Umatshini wokungqusha wamaphepha

3. Umatshini wokunxiba webha / Coin Punching machine

4. Umatshini wokushicilela weLogo

Cofa ikhonkco elingezantsi ukuze ufumane ulwazi:

https://www.hasungcasting.com/solutions/how-to-make-gold-coins-by-hasung-coin-minting-equipment/

 

Ezi zixhobo zenziwa nguHasung okuvumela ukuba ufumane eyona bullion yegolide kwaye uphoswe ubomi obude usebenzisa oomatshini abakumgangatho ophezulu ovela kuHasung, inkokeli yobunjineli bobuchwephesha kwishishini lentsimbi exabisekileyo eTshayina.

 

Kutheni abatyali-mali bethanda igolide

 

Ezi mpawu zibaluleke kakhulu kubatyali-mali:

 

Ukubuyisela: Igolide inezitokhwe ezigqwesileyo kunye neebhondi kwiindawo ezithile, nangona ingasoloko ibetha.

Ubukho bemali: Ukuba uthenga iintlobo ezithile zee-asethi ezisekwe kwigolide, ungaziguqulela ngokulula zibe yimali.

Ulungelelwaniso oluphantsi: Igolide ihlala isenza ngokwahlukileyo kwizitokhwe kunye neebhondi, oku kuthetha ukuba xa zinyuka, igolide inokuhla okanye ngokuphambeneyo.

Ukongeza, igolide inika ezinye izinto eziluncedo:

 

Ukwahluka: Ngenxa yokuba igolide ayidityaniswanga kakhulu nezinye ii-asethi, inokunceda ekuguquleni iipotfoliyo, oku kuthetha ukuba ipotifoliyo iyonke ayiguquguquki kangako.

Ivenkile ekhuselayo yexabiso: Abatyali-mali bahlala bebuyela kwigolide xa bebona izoyikiso kuqoqosho, beyenza ibe lutyalo-mali olukhuselayo.

Ezo zimbalwa zeenzuzo ezinkulu zegolide, kodwa utyalo-mali - njengalo lonke utyalo-mali - alunayo imingcipheko kunye neentsilelo.

 

Ngelixa igolide iqhuba kakuhle ngamanye amaxesha, ayisoloko icaca ukuba ithengwa nini. Ekubeni igolide iyodwa ayivelisi ukuhamba kwemali, kunzima ukufumanisa xa iphantsi. Akunjalo ngeesitokhwe, apho kukho iimpawu ezicacileyo ezisekelwe kwingeniso yenkampani.

 

Ngaphezu koko, ngenxa yokuba igolide ayivelisi ukuhamba kwemali, ukuze benze inzuzo kwigolide, abatyali-mali kufuneka bathembele komnye umntu ohlawula isinyithi ngaphezu kokuba benza. Ngokwahlukileyo koko, abanini beshishini-njengomsebenzi-mgodini wegolide-abanokuzuza kungekuphela nje ngokunyuka kwexabiso legolide kodwa nakwishishini elonyusa umvuzo walo. Ke kukho iindlela ezininzi zokutyala kwaye uphumelele ngegolide.

 

Okukwintsusa

Utyalo-mali kwigolide ayingomntu wonke, kwaye abanye abatyali-mali banamathela ekubetheni kwabo kumashishini ahamba ngemali kunokuba bathembele komnye umntu ukuba ahlawule ngakumbi ngesinyithi esimenyezelayo. Eso sesinye sezizathu zokuba abatyali-zimali abadumileyo abanjengoWarren Buffett balumkise ngokuchasene notyalo-mali kwigolide kwaye endaweni yoko bakhuthaze ukuthenga amashishini ahamba ngemali. Ukongeza, kulula ukuba nezitokhwe okanye iimali, kwaye zimanzi kakhulu, ngoko unokuguqula ngokukhawuleza isikhundla sakho sibe yimali, ukuba uyafuna.